ZIP 95231 Property Distress & Foreclosure Data

Composite property distress in 95231 (San Joaquin County, California) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (99/100). The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Structural exposure scores 55 and live distress 1 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.5% off the recent peak, and 0% higher over three years, at 27/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

There are about 647 housing units across 95231. Vacancy runs 22.1%, above the national norm and a classic distress-and-opportunity signal. 4,339 residents call 95231 home, typically aged 35. The tenure split is 59% owner-occupied to 41% rented. On demographic stress specifically, 95231 scores 48/100. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 5% have a four-year degree. Rent burden reaches 45% of tenant households. A median home runs $455,400 here, or 6.5 times local income. Households earn a median $73,292 — near the roughly $78,000 national figure.

Taken together, 95231 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.