ZIP 95242 Foreclosure, Tax-Lien & Distress Report
San Joaquin County, California · Cooling Market market
San Joaquin County, California's ZIP 95242 registers 24/100 composite distress, which DLRadar reads as low. Structural risk reads 53/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (75/100), structural risk (53/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (99/100).
Prices here sit in a contraction phase: values fell 2.5% over the trailing year, 2.7% off the recent peak, and 2% higher over three years, at 36/100 phase confidence. A cooling market tends to open discount-to-value windows.
The tenure split is 69% owner-occupied to 31% rented. A median home runs $567,100 here, or 5.5 times local income. Educational attainment sits at 32% bachelor's-or-above. Median household income is $99,709, above the U.S. median near $78,000. The vacancy rate is 6.4%. The poverty rate is 7.6%. Population is roughly 27,860 with a median age of 40. Around 42% of renters are cost-burdened. There are about 11,441 housing units across 95242. DLRadar's demographic-stress index for the area reads 36/100.
Net-net, 95242 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95242 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 95242 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 95242 stays directly comparable to neighboring ZIPs and the rest of San Joaquin County, California. Every figure is auditable to a public dataset and refreshed on ingest; 95242 shows blanks, not estimates, wherever the record is sparse.
The 24/100 for 95242 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95242 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 95242 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
95242 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 95242, the same set carried on every parcel.
Other San Joaquin County ZIP codes
Explore related distress reports
Further distress data across San Joaquin County, California at ZIP, county and state level.
See every distressed parcel in 95242
See who owns each distressed property in 95242, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology