ZIP 95242 Property Distress & Foreclosure Data

ZIP code 95242 in San Joaquin County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 55 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (99/100)).

The contraction-phase market in 95242 posted values that fell 1.2% over the year, 1.5% off the recent peak, and 2% higher over three years, at 27/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 69% of homes, renters 31%. Home values center near $567,100, an affordability ratio of 5.5×. Educational attainment sits at 32% bachelor's-or-above. Median household income is $99,709, above the U.S. median near $78,000. Vacancy runs 6.4%. 7.6% of residents fall below the poverty threshold. Population is roughly 27,860 with a median age of 40. Rent burden reaches 42% of tenant households. There are about 11,441 housing units across 95242. DLRadar's demographic-stress index for the area reads 36/100.

On the whole, 95242 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.