ZIP 95206 Foreclosure, Tax-Lien & Distress Report

ZIP code 95206 in San Joaquin County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 53 and live distress 1 on the 0–100 scale. Leading the profile are construction/permit lag (75/100), structural risk (53/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (99/100).

Prices here sit in a contraction phase: values fell 2.5% over the trailing year, 2.7% off the recent peak, and 4% higher over three years (phase confidence 36/100). Falling values surface more motivated sellers and below-market exits.

Population is roughly 67,501 with a median age of 32. Vacancy runs 6.9%. Educational attainment sits at 11% bachelor's-or-above. There are about 18,787 housing units across 95206. Median household income is $79,751, near the U.S. median near $78,000. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $424,600 here, or 4.9 times local income. Rent burden reaches 43% of tenant households. The tenure split is 61% owner-occupied to 39% rented. DLRadar's demographic-stress index for the area reads 40/100.

Net-net, 95206 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95206 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 95206's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 95206 reflects the current record instead of a stale or modeled snapshot.

Behind 95206's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 95206 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.