ZIP 95641 Property Distress & Foreclosure Data

Composite property distress in 95641 (Sacramento County, California) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). The latent-versus-live split is 57/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (75/100)).

The peak-phase market in 95641 posted values that rose 1.0% over the year, and 21% lower over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 56% of renters are cost-burdened. 14.6% of residents fall below the poverty threshold. Median household income is $76,667, near the U.S. median near $78,000. Population is roughly 2,086 with a median age of 51. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 23.3% — elevated. Home values center near $246,700, an affordability ratio of 3.8× — accessible. Owners hold 82% of homes, renters 18%. DLRadar's demographic-stress index for the area reads 36/100. The ZIP holds roughly 1,097 housing units.

On the whole, 95641 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.