ZIP 95641 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95641 (Sacramento County, California) returns a low composite of 25/100. Property-level stress concentrates in structural risk (57/100), construction/permit lag (48/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Structural risk reads 57/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (81/100).

Prices here sit in a contraction phase: values fell 0.6% over the trailing year, and 21% lower over three years (phase confidence 13/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Rent burden reaches 56% of tenant households. 14.6% of residents fall below the poverty threshold. At $76,667, median income runs near typical U.S. levels. Population is roughly 2,086 with a median age of 51. About 16% have a four-year degree. The vacancy rate is 23.3% — elevated. Home values center near $246,700, an affordability ratio of 3.8× — accessible. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 95641 scores 36/100. There are about 1,097 housing units across 95641.

Taken together, 95641 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 95641 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Sacramento County, California and the nation. Nothing here is interpolated — where a source is thin for 95641, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 95641 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 95641 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.