Sacramento County, CA: Foreclosures, Tax Liens & Distressed Properties
Sacramento County, CA, California: 58 ZIP codes scored, Sacramento County, CA averaging 26/100 (low, Sacramento, CA), from 19 to 26. Sacramento County, CA is in its contraction phase (Sacramento, CA confidence 12/100): Sacramento, CA home prices down 0.5% (Sacramento, CA) over twelve months. Sacramento County, CA lender headwind: 52/100.
Highest-scoring Sacramento County, CA ZIPs: 94571 (26/100), 95608 (26/100), 95610 (26/100), 95615 (26/100), 95621 (26/100), 95624 (26/100). Also scored in Sacramento County, CA: 95626, 95628, 95630, 95632, 95638, 95639, 95641, 95652, 95655, 95660.
Across Sacramento County, CA's scored ZIPs: median home value $572,093, household income $92,145, 4.5% vacancy, 12.4% poverty, 61% owner-occupied, median age 39.0.
Sacramento County, CA insurance distress 28/100 (#1,657 in the US); FEMA hazard 0/100 for Sacramento, CA; 31 Sacramento, CA NFIP flood claims, $487K paid; Sacramento, CA construction distress 55/100.
30 banks with 174 branches lend in Sacramento County, CA; Sacramento, CA weighted bank stress 65/100, highest 83/100 in Sacramento, CA.
Sacramento County, CA unemployment 5.3% (Sacramento, CA +0.3 pts, six months); 6,105 new housing units permitted in Sacramento County, CA over twelve months, Sacramento, CA down 5% from 6,394; Sacramento, CA home prices +5.6% a year (Sacramento, CA) over three years.
598,385 housing units in Sacramento County, CA; 235,080 Sacramento, CA renter households; 53% of Sacramento, CA renters spend 30%+ of income on rent, 27% (Sacramento, CA) half or more.
Sacramento County, CA ranks #2,586 nationally on the opportunity index (Sacramento, CA, among all ranked counties); Sacramento, CA scores 25.5/100 and Sacramento, CA sits #37 inside California. Sacramento, CA is in the weak opportunity phase; Sacramento, CA's primary driver is bank institutional, Sacramento, CA second driver construction; Sacramento, CA moved up 110 places. 190 short-sale listings across Sacramento, CA; 83 days on market observed in Sacramento, CA; 4.1% vacancy over 58 Sacramento, CA ZIPs.
0.5% of Sacramento County, CA mortgages were ninety-plus days late in December 2025; Sacramento, CA's thirty-to-eighty-nine-day share was 1.4% (CFPB county sample). Sacramento, CA's ninety-day rate is unchanged on twelve months earlier; the Sacramento, CA peak since 2008 was 8.2% in January 2010; California overall reads 0.5%.
Sacramento County, CA has 15 watched banks; 15 Sacramento, CA banks sit in an elevated band. Sacramento, CA footprints: El Dorado Savings Bank Fsb (8 branches, stress 59) in Sacramento, CA; Farmers&Merchants Bk Cntl Ca (6 branches, stress 50) in Sacramento, CA; River City Bank (4 branches, stress 67) in Sacramento, CA.
HUD lists 34 assisted multifamily properties in Sacramento County, CA with 3,069 units; 1,104 Sacramento, CA units are assisted, 12 Sacramento, CA properties under project-based Section 8.
27,328 of the 598,385 housing units in Sacramento, CA sit vacant. Sacramento County, CA permitted 1,567 multifamily units in twelve months; Sacramento, CA's one-to-four unit structures added 4,538 units in Sacramento County, CA.