ZIP 95621 Property Distress & Foreclosure Data

In Sacramento County, California, ZIP 95621 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). On the structural side it scores 57/100, with 2/100 of stress already active. Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 2% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 9.7% live below the poverty line. About 20% have a four-year degree. The ZIP holds roughly 17,556 housing units. The tenure split is 69% owner-occupied to 31% rented. Around 45% of renters are cost-burdened. A median home runs $432,500 here, or 5.2 times local income. 41,747 residents call 95621 home, typically aged 40. On demographic stress specifically, 95621 scores 36/100. Households earn a median $77,377 — near the roughly $78,000 national figure. The vacancy rate is 3.8%.

Overall, 95621 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.