ZIP 95841 Foreclosure, Tax-Lien & Distress Report

ZIP code 95841 in Sacramento County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on structural risk (59/100), construction/permit lag (55/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). Structural exposure scores 59 and live distress 2 on the 0–100 scale.

The market reads contraction — home values held roughly flat year on year, and 1% lower over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Households earn a median $62,305 — below the roughly $78,000 national figure. The tenure split is 38% owner-occupied to 62% rented. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 45/100. 14.1% of residents fall below the poverty threshold. Population is roughly 21,232 with a median age of 37. There are about 8,769 housing units across 95841. Vacancy runs 5.5%. Rent burden reaches 52% of tenant households. Home values center near $424,500, an affordability ratio of 6.7×.

On the whole, 95841 leans distressed, with opportunity clustered in specific stressed parcels. 95841 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 95841 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95841 can be compared directly against any other ZIP in Sacramento County, California or nationwide. The score is rebuilt from public data as it updates, so 95841 reflects the current record instead of a stale or modeled snapshot.

Each component behind 95841 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 95841 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.