ZIP 95842 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 95842 (Sacramento County, California) returns a low composite of 26/100. Structural risk reads 59/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (83/100)). The pressure is most legible in structural risk (59/100), construction/permit lag (55/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 1% lower over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 49% of homes, renters 51%. The typical home is worth about $413,700 (5.5× income). Median household income is $67,170, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 43/100. 35,031 residents call 95842 home, typically aged 33. Around 53% of renters are cost-burdened. Vacancy runs 3.0%. There are about 12,117 housing units across 95842. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 17% have a four-year degree.

On the whole, 95842 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 95842 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 95842 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95842 can be compared directly against any other ZIP in Sacramento County, California or nationwide. Sparse data for 95842 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 95842 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 95842 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.