ZIP 95842 Property Distress & Foreclosure Data

In Sacramento County, California, ZIP 95842 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 57/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (77/100)). Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The peak-phase market in 95842 posted values that rose 1.0% over the year, and 1% lower over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 49% of homes, renters 51%. Home values center near $413,700, an affordability ratio of 5.5×. Median household income is $67,170, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 43/100. Population is roughly 35,031 with a median age of 33. Rent burden reaches 53% of tenant households. Vacancy runs 3.0%. There are about 12,117 housing units across 95842. 18.3% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above.

On balance 95842 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.