ZIP 95821 Property Distress & Foreclosure Data

Composite property distress in 95821 (Sacramento County, California) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). The latent-versus-live split is 57/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (77/100)).

The peak-phase market in 95821 posted values that rose 1.0% over the year, and 6% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 48% of homes, renters 52%. Around 62% of renters are cost-burdened. The vacancy rate is 4.5%. The ZIP holds roughly 16,427 housing units. Median household income is $58,331, below the U.S. median near $78,000. Home values center near $496,500, an affordability ratio of 8.1× — stretched. 19.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 51/100. Educational attainment sits at 28% bachelor's-or-above. Population is roughly 38,372 with a median age of 38.

On balance 95821 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.