ZIP 95827 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95827 (Sacramento County, California) lands at 26/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). Latent structural risk is 58/100 while live distress already moving reads 2/100. Property-level stress concentrates in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The contraction-phase market in 95827 posted values that held roughly flat over the year, and 1% higher over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Roughly 12.1% live below the poverty line. Around 27% of adults hold a bachelor's degree or higher. Owners hold 62% of homes, renters 38%. Around 44% of renters are cost-burdened. Median household income is $82,382, near the U.S. median near $78,000. Home values center near $437,300, an affordability ratio of 5.1×. The demographic-stress sub-score lands at 37/100. The vacancy rate is 4.2%. About 21,032 people live here, median age 35. There are about 7,940 housing units across 95827.

On the whole, 95827 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 95827 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 95827's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 95827, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95827's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 95827 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.