ZIP 95831 Property Distress & Foreclosure Data

Sacramento County, California's ZIP 95831 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural risk reads 57/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 8% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 20,038 housing units across 95831. Households earn a median $96,509 — above the roughly $78,000 national figure. 44,366 residents call 95831 home, typically aged 41. Rent burden reaches 42% of tenant households. A median home runs $642,700 here, or 6.4 times local income. About 51% have a four-year degree. The tenure split is 57% owner-occupied to 43% rented. On demographic stress specifically, 95831 scores 38/100. Vacancy runs 4.5%. Roughly 10.5% live below the poverty line.

Overall, 95831 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.