ZIP 95837 Property Distress & Foreclosure Data

ZIP code 95837 in Sacramento County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 58 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (58/100), construction/permit lag (52/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 0.9% over the trailing year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

263 residents call 95837 home, typically aged 55. The tenure split is 66% owner-occupied to 34% rented. Vacancy runs 0.0%. About 32% have a four-year degree. A median home runs $1,162,500 here, or 7.2 times local income. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 44% of tenant households. On demographic stress specifically, 95837 scores 40/100. There are about 128 housing units across 95837. Households earn a median $176,250 — above the roughly $78,000 national figure.

Overall, 95837 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.