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ZIP 95837 Foreclosure, Tax-Lien & Distress Report

Sacramento County, California · Cooling Market market

Scored purely from public records, 95837 (Sacramento County, California) returns a low composite of 26/100. Structural exposure scores 58 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (47/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (82/100).

The market reads contraction — home values held roughly flat year on year (phase confidence 11/100). A cooling market tends to open discount-to-value windows.

Population is roughly 263 with a median age of 55. The tenure split is 66% owner-occupied to 34% rented. Vacancy runs 0.0%. Around 32% of adults hold a bachelor's degree or higher. A median home runs $1,162,500 here, or 7.2 times local income. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 44% of tenant households. On demographic stress specifically, 95837 scores 40/100. The ZIP holds roughly 128 housing units. At $176,250, median income runs above typical U.S. levels.

On the whole, 95837 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 95837 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 95837's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 95837, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 95837 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 95837 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
58/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 95837

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk97
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

95837 at a glance

A live read on 95837: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Rules-based scoring — each signal ties to a public dataset · methodology

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