ZIP 95628 Property Distress & Foreclosure Data

Composite property distress in 95628 (Sacramento County, California) lands at 26/100 — low on DLRadar's public-record scoring. Structural exposure scores 57 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (77/100).

The market reads peak — home values rose 1.0% year on year, and 4% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

70% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. The typical home is worth about $651,400 (5.5× income). Vacancy runs 3.0%. About 43,783 people live here, median age 45. Around 44% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. There are about 17,570 housing units across 95628. At $111,582, median income runs above typical U.S. levels. The poverty rate is 8.3%.

Net-net, 95628 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.