ZIP 95655 Foreclosure, Tax-Lien & Distress Report

ZIP code 95655 in Sacramento County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. The split runs 58/100 structural to 2/100 active on the ground. What sets it apart are the readings on structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100).

The contraction-phase market in 95655 posted values that held roughly flat over the year, and 28% higher over three years (phase confidence 12/100). Falling values surface more motivated sellers and below-market exits.

Home values center near $587,800, an affordability ratio of 4.4×. The demographic-stress sub-score lands at 30/100. The ZIP holds roughly 1,570 housing units. Around 40% of adults hold a bachelor's degree or higher. About 5,029 people live here, median age 35. Households earn a median $130,500 — above the roughly $78,000 national figure. Vacancy runs 0.0%. Roughly 11.5% live below the poverty line. The tenure split is 76% owner-occupied to 24% rented. Around 29% of renters are cost-burdened.

On the whole, 95655 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 95655's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 95655 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 95655 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 95655 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.