ZIP 95742 Foreclosure, Tax-Lien & Distress Report

ZIP 95742's composite property-distress score is 26/100 - DLRadar classes that as low for Sacramento County, California. Its standout signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). Structural exposure scores 58 and live distress 2 on the 0–100 scale.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 3% higher over three years, at 12/100 phase confidence. A cooling market tends to open discount-to-value windows.

Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 5,509 housing units. The demographic-stress sub-score lands at 28/100. Rent burden reaches 45% of tenant households. Median household income is $154,602, above the U.S. median near $78,000. Home values center near $634,200, an affordability ratio of 4.0× — accessible. About 52% have a four-year degree. The vacancy rate is 3.1%. About 16,287 people live here, median age 38. 87% of housing is owner-occupied.

Net-net, 95742 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 95742's 26/100 can be lined up against any neighbor in Sacramento County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 95742 reflects the current record instead of a stale or modeled snapshot.

95742's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 95742 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.