ZIP 95811 Property Distress & Foreclosure Data

DLRadar grades ZIP 95811 (Sacramento County, California) at a low 26/100 for overall property distress. Structural exposure scores 57 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). Property-level stress concentrates in structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 1.0% year on year, and 1% lower over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

17% of housing is owner-occupied. Vacancy runs 5.0%. The poverty rate is 20.4% — high, a tax-stress and distress correlate. At $77,760, median income runs near typical U.S. levels. About 8,487 people live here, median age 34. The demographic-stress sub-score lands at 49/100. The typical home is worth about $761,000 (9.1× income, severely stretched). Rent burden reaches 31% of tenant households. There are about 5,219 housing units across 95811. Around 54% of adults hold a bachelor's degree or higher.

Net-net, 95811 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.