ZIP 95811 Foreclosure, Tax-Lien & Distress Report

Sacramento County, California's ZIP 95811 registers 26/100 composite distress, which DLRadar reads as low. Structurally it carries 58/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). Its heaviest discrete signals: structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 1% lower over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The tenure split is 17% owner-occupied to 83% rented. The vacancy rate is 5.0%. The poverty rate is 20.4% — high, a tax-stress and distress correlate. Median household income is $77,760, near the U.S. median near $78,000. 8,487 residents call 95811 home, typically aged 34. The demographic-stress sub-score lands at 49/100. The typical home is worth about $761,000 (9.1× income, severely stretched). Rent burden reaches 31% of tenant households. There are about 5,219 housing units across 95811. Around 54% of adults hold a bachelor's degree or higher.

Net-net, 95811 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95811 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 95811 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 95811 stays directly comparable to neighboring ZIPs and the rest of Sacramento County, California. Every figure is auditable to a public dataset and refreshed on ingest; 95811 shows blanks, not estimates, wherever the record is sparse.

The 26/100 figure for 95811 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 95811 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.