ZIP 95819 Property Distress & Foreclosure Data

ZIP code 95819 in Sacramento County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). What sets it apart are the readings on structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural exposure scores 57 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 7% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 9,047 housing units across 95819. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $753,500 here, or 5.6 times local income. About 68% have a four-year degree. 20,173 residents call 95819 home, typically aged 37. Households earn a median $127,500 — above the roughly $78,000 national figure. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 34% of tenant households. Vacancy runs 6.8%. On demographic stress specifically, 95819 scores 30/100.

Overall, 95819 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.