ZIP 95819 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95819 in Sacramento County, California comes in at 26, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). Its standout signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Latent structural risk is 58/100 while live distress already moving reads 2/100.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 7% higher over three years, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 9,047 housing units. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $753,500 here, or 5.6 times local income. Educational attainment sits at 68% bachelor's-or-above. Population is roughly 20,173 with a median age of 37. Households earn a median $127,500 — above the roughly $78,000 national figure. The tenure split is 70% owner-occupied to 30% rented. Around 34% of renters are cost-burdened. The vacancy rate is 6.8%. The demographic-stress sub-score lands at 30/100.

Taken together, 95819 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95819 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 95819's 26/100 can be lined up against any neighbor in Sacramento County, California or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 95819 shows blanks, not estimates, wherever the record is sparse.

95819's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95819 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.