ZIP 95818 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95818 (Sacramento County, California) at a low 26/100 for overall property distress. The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Structural exposure scores 58 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 5% higher over three years (phase confidence 12/100). Falling values surface more motivated sellers and below-market exits.

Median household income is $120,509, above the U.S. median near $78,000. 9.6% of residents fall below the poverty threshold. On demographic stress specifically, 95818 scores 35/100. The vacancy rate is 5.8%. Rent burden reaches 36% of tenant households. Home values center near $790,200, an affordability ratio of 6.4×. Around 62% of adults hold a bachelor's degree or higher. About 22,798 people live here, median age 40. The ZIP holds roughly 11,812 housing units. The tenure split is 57% owner-occupied to 43% rented.

On the whole, 95818 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95818 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 95818's 26/100 can be lined up against any neighbor in Sacramento County, California or any ZIP coast to coast. Where the public record is thin for 95818, the field stays empty rather than modeled, and fills in as new documents post.

Behind 95818's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95818 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.