ZIP 95820 Property Distress & Foreclosure Data

DLRadar grades ZIP 95820 (Sacramento County, California) at a low 26/100 for overall property distress. Structural risk reads 57/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). Property-level stress concentrates in structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 1.0% year on year, and 3% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 4.0%. At $69,905, median income runs near typical U.S. levels. There are about 14,136 housing units across 95820. The demographic-stress sub-score lands at 40/100. 57% of housing is owner-occupied. Around 28% of adults hold a bachelor's degree or higher. The typical home is worth about $416,900 (5.6× income). The poverty rate is 17.2% — high, a tax-stress and distress correlate. About 35,359 people live here, median age 36. Rent burden reaches 45% of tenant households.

Net-net, 95820 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.