ZIP 95817 Property Distress & Foreclosure Data

Composite property distress in 95817 (Sacramento County, California) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 57/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 1.0% year on year, and 1% lower over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

39% of housing is owner-occupied. The typical home is worth about $543,900 (7.8× income, severely stretched). There are about 7,195 housing units across 95817. Around 48% of adults hold a bachelor's degree or higher. About 14,123 people live here, median age 34. Rent burden reaches 58% of tenant households. Vacancy runs 5.0%. The poverty rate is 21.2% — high, a tax-stress and distress correlate. At $64,621, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 48/100.

Net-net, 95817 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.