ZIP 95824 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95824 (Sacramento County, California) returns a low composite of 26/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). Leading the profile are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). The latent-versus-live split is 58/100 structural and 2/100 already moving.

The market reads contraction — home values held roughly flat year on year, and 7% higher over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

32,432 residents call 95824 home, typically aged 32. The vacancy rate is 3.4%. The typical home is worth about $345,300 (6.0× income). 43% of housing is owner-occupied. 25.6% of residents fall below the poverty threshold. The ZIP holds roughly 9,658 housing units. Rent burden reaches 49% of tenant households. Educational attainment sits at 12% bachelor's-or-above. At $53,938, median income runs below typical U.S. levels. On demographic stress specifically, 95824 scores 47/100.

On the whole, 95824 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95824 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 95824 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Sacramento County, California and the nation. Sparse data for 95824 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 95824's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 95824 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.