ZIP 95829 Property Distress & Foreclosure Data

In Sacramento County, California, ZIP 95829 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 57/100 structural and 2/100 already moving. Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 1.0% year on year, and 4% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

76% of housing is owner-occupied. The poverty rate is 14.0%. The vacancy rate is 1.2%. Around 32% of adults hold a bachelor's degree or higher. At $110,269, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 9,566 housing units. About 31,370 people live here, median age 37. Around 53% of renters are cost-burdened. The typical home is worth about $621,100 (5.3× income).

Net-net, 95829 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.