ZIP 95829 Foreclosure, Tax-Lien & Distress Report
Sacramento County, California · Cooling Market market
ZIP 95829's composite property-distress score is 26/100 - DLRadar classes that as low for Sacramento County, California. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). The latent-versus-live split is 59/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (59/100), construction/permit lag (55/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.
The contraction-phase market in 95829 posted values that held roughly flat over the year, and 4% higher over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
76% of housing is owner-occupied. The poverty rate is 14.0%. Vacancy runs 1.2%. Educational attainment sits at 32% bachelor's-or-above. Median household income is $110,269, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. The ZIP holds roughly 9,566 housing units. About 31,370 people live here, median age 37. Rent burden reaches 53% of tenant households. Home values center near $621,100, an affordability ratio of 5.3×.
Net-net, 95829 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95829 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 95829 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 95829 reflects the current record instead of a stale or modeled snapshot.
The 26/100 for 95829 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 95829 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 95829
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 95829 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 95829, the same set carried on every parcel.
Adjacent Sacramento County ZIP reports
Nearest ZIP codes to 95829
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Additional distress intelligence spanning Sacramento County, California by ZIP, county and state.
The complete 95829 distress and acquisition report
Open 95829 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology