ZIP 95832 Property Distress & Foreclosure Data

ZIP code 95832 in Sacramento County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 57/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 1.0% year on year, and 2% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 3.5%. The poverty rate is 18.1% — high, a tax-stress and distress correlate. At $78,230, median income runs near typical U.S. levels. Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 41/100. The typical home is worth about $399,600 (4.7× income). Around 54% of renters are cost-burdened. About 12,973 people live here, median age 33. 66% of housing is owner-occupied. The ZIP holds roughly 3,428 housing units.

Net-net, 95832 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.