ZIP 95612 Property Distress & Foreclosure Data

In Yolo County, California, ZIP 95612 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (95/100), structural risk (56/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. The latent-versus-live split is 56/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 21% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $87,031 — near the roughly $78,000 national figure. The vacancy rate is 5.3%. On demographic stress specifically, 95612 scores 51/100. About 31% have a four-year degree. Around 47% of renters are cost-burdened. The tenure split is 49% owner-occupied to 51% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 538 housing units. 1,519 residents call 95612 home, typically aged 43. A median home runs $1,023,300 here, or 10.9 times local income.

Overall, 95612 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.