ZIP 95690 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95690 (Sacramento County, California) returns a low composite of 26/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (78/100). Structurally it carries 58/100, against 2/100 of stress already in motion. Its standout signals are structural risk (58/100), construction/permit lag (52/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

Prices here sit in a contraction phase: values fell 0.6% over the trailing year, 1.2% off the recent peak, and 15% higher over three years (phase confidence 13/100). A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 857 housing units. Roughly 14.8% live below the poverty line. Educational attainment sits at 40% bachelor's-or-above. Around 30% of renters are cost-burdened. Home values center near $682,200, an affordability ratio of 8.1× — stretched. 53% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 45/100. The vacancy rate is 15.8% — elevated. Median household income is $88,173, above the U.S. median near $78,000. 1,793 residents call 95690 home, typically aged 35.

Net-net, 95690 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 95690 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 95690 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95690 can be compared directly against any other ZIP in Sacramento County, California or nationwide. The score is rebuilt from public data as it updates, so 95690 reflects the current record instead of a stale or modeled snapshot.

95690's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 95690 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.