ZIP 95815 Property Distress & Foreclosure Data

In Sacramento County, California, ZIP 95815 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 57 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (77/100)). Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The peak-phase market in 95815 posted values that rose 1.0% over the year, and 8% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $346,500, an affordability ratio of 5.1×. DLRadar's demographic-stress index for the area reads 43/100. Owners hold 37% of homes, renters 63%. Vacancy runs 7.5%. There are about 10,603 housing units across 95815. 21.1% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. Median household income is $58,590, below the U.S. median near $78,000. Population is roughly 26,511 with a median age of 34. Rent burden reaches 46% of tenant households.

On the whole, 95815 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.