ZIP 95610 Property Distress & Foreclosure Data

Sacramento County, California's ZIP 95610 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. On the structural side it scores 57/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (77/100).

The market reads peak — home values rose 1.0% year on year, and 4% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 9.8%. About 46,759 people live here, median age 36. At $77,565, median income runs near typical U.S. levels. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 41/100. The typical home is worth about $485,900 (6.0× income). Around 49% of renters are cost-burdened. The vacancy rate is 3.6%. 52% of housing is owner-occupied. The ZIP holds roughly 18,133 housing units.

Net-net, 95610 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.