ZIP 95610 Foreclosure, Tax-Lien & Distress Report

Sacramento County, California's ZIP 95610 registers 26/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Structural exposure scores 58 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (83/100)).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 4% higher over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Roughly 9.8% live below the poverty line. 46,759 residents call 95610 home, typically aged 36. At $77,565, median income runs near typical U.S. levels. About 24% have a four-year degree. DLRadar's demographic-stress index for the area reads 41/100. Home values center near $485,900, an affordability ratio of 6.0×. Rent burden reaches 49% of tenant households. Vacancy runs 3.6%. 52% of housing is owner-occupied. There are about 18,133 housing units across 95610.

On the whole, 95610 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 95610 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 95610 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95610 can be compared directly against any other ZIP in Sacramento County, California or nationwide. Sparse data for 95610 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 for 95610 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 95610 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.