ZIP 95678 Property Distress & Foreclosure Data

Composite property distress in 95678 (Placer County, California) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 56/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 2% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 18,748 housing units. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $570,600 here, or 5.1 times local income. Around 46% of renters are cost-burdened. The tenure split is 55% owner-occupied to 45% rented. On demographic stress specifically, 95678 scores 35/100. About 39% have a four-year degree. 45,744 residents call 95678 home, typically aged 38. Households earn a median $104,704 — above the roughly $78,000 national figure. The vacancy rate is 3.4%.

Overall, 95678 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.