ZIP 95678 Foreclosure, Tax-Lien & Distress Report

In Placer County, California, ZIP 95678 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (65/100)). On the structural side it scores 55/100, with 2/100 of stress already active. Leading the profile are construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 2% higher over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 18,748 housing units. 6.8% of residents fall below the poverty threshold. The typical home is worth about $570,600 (5.1× income). Rent burden reaches 46% of tenant households. The tenure split is 55% owner-occupied to 45% rented. The demographic-stress sub-score lands at 35/100. Educational attainment sits at 39% bachelor's-or-above. Population is roughly 45,744 with a median age of 38. Median household income is $104,704, above the U.S. median near $78,000. The vacancy rate is 3.4%.

Taken together, 95678 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95678 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 95678 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 95678, the field stays empty rather than modeled, and fills in as new documents post.

95678's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 95678 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.