ZIP 95701 Property Distress & Foreclosure Data

ZIP code 95701 in Placer County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 56 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (66/100)).

The peak-phase market in 95701 posted values that rose 1.0% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 92% of homes, renters 8%. Home values center near $503,600, an affordability ratio of 5.3×. 6.3% of residents fall below the poverty threshold. Educational attainment sits at 35% bachelor's-or-above. Population is roughly 1,077 with a median age of 53. There are about 577 housing units across 95701. DLRadar's demographic-stress index for the area reads 36/100. Rent burden reaches 50% of tenant households. Vacancy runs 28.7%, above the national norm and a classic distress-and-opportunity signal. Median household income is $96,750, above the U.S. median near $78,000.

On the whole, 95701 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.