ZIP 95715 Property Distress & Foreclosure Data

ZIP code 95715 in Placer County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. The latent-versus-live split is 56/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (66/100).

The market reads peak — home values rose 1.0% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Around 42% of adults hold a bachelor's degree or higher. The poverty rate is 1.2% — low. The typical home is worth about $365,200 (2.4× income, relatively affordable). 100% of housing is owner-occupied. The vacancy rate is 77.9% — elevated. The ZIP holds roughly 127 housing units. The demographic-stress sub-score lands at 26/100. At $158,819, median income runs above typical U.S. levels. About 85 people live here, median age 51.

Net-net, 95715 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.