ZIP 95765 Property Distress & Foreclosure Data

ZIP code 95765 in Placer County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 56/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (66/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 2% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $732,500 here, or 5.3 times local income. On demographic stress specifically, 95765 scores 33/100. The tenure split is 69% owner-occupied to 31% rented. About 52% have a four-year degree. There are about 15,541 housing units across 95765. Households earn a median $130,691 — above the roughly $78,000 national figure. 43,225 residents call 95765 home, typically aged 38. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 3.6%. Rent burden reaches 46% of tenant households.

Overall, 95765 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.