ZIP 95765 Foreclosure, Tax-Lien & Distress Report
Placer County, California · Cooling Market market
ZIP 95765's composite property-distress score is 23/100 - DLRadar classes that as low for Placer County, California. Structural exposure scores 52 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (52/100), construction/permit lag (46/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (63/100).
Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 2% higher over three years (phase confidence 12/100). A cooling market tends to open discount-to-value windows.
The typical home is worth about $732,500 (5.3× income). DLRadar's demographic-stress index for the area reads 33/100. 69% of housing is owner-occupied. About 52% have a four-year degree. There are about 15,541 housing units across 95765. Households earn a median $130,691 — above the roughly $78,000 national figure. Population is roughly 43,225 with a median age of 38. 3.1% of residents fall below the poverty threshold. Vacancy runs 3.6%. Around 46% of renters are cost-burdened.
Net-net, 95765 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 95765 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 95765's 23/100 can be lined up against any neighbor in Placer County, California or any ZIP coast to coast. 95765 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
95765's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95765 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 95765 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95765 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 95765, the same set carried on every parcel.
Adjacent Placer County ZIP reports
Nearest ZIP codes to 95765
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95765
Additional distress intelligence spanning Placer County, California by ZIP, county and state.
The complete 95765 distress and acquisition report
Pull every distressed parcel in 95765 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology