ZIP 96146 Foreclosure, Tax-Lien & Distress Report
Placer County, California · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 96146 in Placer County, California comes in at 25, a low composite-distress reading. The latent-versus-live split is 55/100 structural and 2/100 already moving. Leading the profile are construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (65/100).
The contraction-phase market in 96146 posted values that held roughly flat over the year, and 17% higher over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
A median home runs $1,455,100 here, or 13.6 times local income. At $114,145, median income runs above typical U.S. levels. Population is roughly 1,120 with a median age of 42. The poverty rate is 10.7%. Vacancy runs 76.5%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 56/100. 57% of housing is owner-occupied. There are about 2,238 housing units across 96146. Educational attainment sits at 55% bachelor's-or-above. Rent burden reaches 51% of tenant households.
On the whole, 96146 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 96146 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 96146 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Placer County, California and the nation. 96146 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
96146's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 96146 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 96146
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 96146 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 96146, the same set carried on every parcel.
Adjacent Placer County ZIP reports
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Other reports tied to Placer County, California — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 96146
The full 96146 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology