ZIP 95603 Property Distress & Foreclosure Data

In Placer County, California, ZIP 95603 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (65/100). On the structural side it scores 56/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 6% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $80,851 — near the roughly $78,000 national figure. Roughly 12.2% live below the poverty line. The tenure split is 67% owner-occupied to 33% rented. About 33% have a four-year degree. Around 56% of renters are cost-burdened. 28,195 residents call 95603 home, typically aged 49. The vacancy rate is 5.3%. A median home runs $650,500 here, or 7.6 times local income. On demographic stress specifically, 95603 scores 44/100. The ZIP holds roughly 12,467 housing units.

Overall, 95603 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.