ZIP 95650 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95650 (Placer County, California) lands at 25/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (66/100)). On the structural side it scores 56/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100).

The peak-phase market in 95650 posted values that rose 1.0% over the year, and 8% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 90% of homes, renters 10%. Around 46% of renters are cost-burdened. Median household income is $137,263, above the U.S. median near $78,000. Educational attainment sits at 46% bachelor's-or-above. 6.7% of residents fall below the poverty threshold. The ZIP holds roughly 5,449 housing units. The vacancy rate is 2.9%. DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 13,314 with a median age of 47. Home values center near $751,700, an affordability ratio of 5.7×.

On balance 95650 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.