ZIP 95681 Property Distress & Foreclosure Data

DLRadar grades ZIP 95681 (Placer County, California) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 56/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 42% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 95681 scores 40/100. The tenure split is 82% owner-occupied to 18% rented. Households earn a median $80,000 — near the roughly $78,000 national figure. Around 68% of renters are cost-burdened. The vacancy rate is 0.0%. About 35% have a four-year degree. Roughly 9.6% live below the poverty line. The ZIP holds roughly 336 housing units. 1,525 residents call 95681 home, typically aged 30. A median home runs $494,400 here, or 5.8 times local income.

Overall, 95681 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.