ZIP 95648 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95648 (Placer County, California) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (65/100). Its standout signals are construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). The split runs 55/100 structural to 2/100 active on the ground.

The contraction-phase market in 95648 posted values that held roughly flat over the year, and 2% higher over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 3.5%. At $108,200, median income runs above typical U.S. levels. The ZIP holds roughly 22,613 housing units. Roughly 7.5% live below the poverty line. Home values center near $657,800, an affordability ratio of 5.9×. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 56,597 with a median age of 44. Educational attainment sits at 38% bachelor's-or-above. 84% of housing is owner-occupied. Around 48% of renters are cost-burdened.

Net-net, 95648 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95648 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 95648 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 95648 stays directly comparable to neighboring ZIPs and the rest of Placer County, California. 95648 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95648's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 95648 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.