ZIP 95747 Property Distress & Foreclosure Data

ZIP code 95747 in Placer County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). What sets it apart are the readings on construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Structural risk reads 56/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 2% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

78,987 residents call 95747 home, typically aged 40. A median home runs $687,600 here, or 4.9 times local income. Households earn a median $133,595 — above the roughly $78,000 national figure. There are about 30,845 housing units across 95747. Rent burden reaches 45% of tenant households. On demographic stress specifically, 95747 scores 31/100. Vacancy runs 2.9%. About 47% have a four-year degree. The tenure split is 81% owner-occupied to 19% rented. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas.

Overall, 95747 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.