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ZIP 95602 Foreclosure, Tax-Lien & Distress Report

Placer County, California · Cooling Market market

Composite property distress in 95602 (Placer County, California) lands at 23/100 — low on DLRadar's public-record scoring. Structurally it carries 52/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (93/100). The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (52/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (7/100) register low.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 1% lower over three years, at 11/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

19,248 residents call 95602 home, typically aged 53. Owners hold 81% of homes, renters 19%. The vacancy rate is 7.2%. The ZIP holds roughly 8,182 housing units. Educational attainment sits at 35% bachelor's-or-above. Roughly 8.1% live below the poverty line. Home values center near $688,500, an affordability ratio of 6.3×. Around 42% of renters are cost-burdened. At $102,063, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 37/100.

Net-net, 95602 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95602 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 95602's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 95602, the field stays empty rather than modeled, and fills in as new documents post.

Behind 95602's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 95602 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

ZIP 95602 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk93
9 further distress layers are graded for 95602

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 95602 distress snapshot

The live 95602 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 95602 distress and acquisition report

Every distressed parcel in 95602 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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