ZIP 95602 Property Distress & Foreclosure Data

ZIP code 95602 in Placer County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 53 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (93/100)). What sets it apart are the readings on construction/permit lag (59/100), structural risk (53/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (7/100).

The peak-phase market in 95602 posted values that rose 1.1% over the year, and 1% lower over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 19,248 with a median age of 53. Owners hold 81% of homes, renters 19%. Vacancy runs 7.2%. There are about 8,182 housing units across 95602. Educational attainment sits at 35% bachelor's-or-above. 8.1% of residents fall below the poverty threshold. Home values center near $688,500, an affordability ratio of 6.3×. Rent burden reaches 42% of tenant households. Median household income is $102,063, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100.

On balance 95602 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.