ZIP 95949 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95949 (Nevada County, California) returns a low composite of 18/100. The latent-versus-live split is 38/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (89/100). What sets it apart are the readings on construction/permit lag (42/100), structural risk (38/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 1% lower over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 8,905 housing units across 95949. Owners hold 86% of homes, renters 14%. On demographic stress specifically, 95949 scores 36/100. Around 41% of renters are cost-burdened. Home values center near $550,800, an affordability ratio of 6.1×. About 32% have a four-year degree. About 20,709 people live here, median age 54. 9.3% of residents fall below the poverty threshold. Vacancy runs 5.5%. Households earn a median $90,309 — above the roughly $78,000 national figure.

On balance 95949 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 95949 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 95949 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 95949 stays directly comparable to neighboring ZIPs and the rest of Nevada County, California. Every figure is auditable to a public dataset and refreshed on ingest; 95949 shows blanks, not estimates, wherever the record is sparse.

The 18/100 for 95949 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 95949 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.