ZIP 95960 Property Distress & Foreclosure Data

DLRadar grades ZIP 95960 (Nevada County, California) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (80/100), structural risk (43/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (6/100) stay muted. The latent-versus-live split is 43/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (64/100).

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 20% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $40,099 — below the roughly $78,000 national figure. On demographic stress specifically, 95960 scores 56/100. Around 91% of renters are cost-burdened. 568 residents call 95960 home, typically aged 38. A median home runs $460,400 here, or 7.1 times local income. About 15% have a four-year degree. Roughly 29.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 57% owner-occupied to 43% rented. The ZIP holds roughly 351 housing units. The vacancy rate is 22.1% — elevated.

Taken together, 95960 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.