ZIP 95960 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95960 (Nevada County, California) lands at 18/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (73/100), structural risk (41/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (6/100). The split runs 41/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (64/100).

The market reads peak — home values held roughly flat year on year, and 20% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

At $40,099, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 56/100. Around 91% of renters are cost-burdened. About 568 people live here, median age 38. A median home runs $460,400 here, or 7.1 times local income. Educational attainment sits at 15% bachelor's-or-above. 29.0% of residents fall below the poverty threshold. The tenure split is 57% owner-occupied to 43% rented. The ZIP holds roughly 351 housing units. Vacancy runs 22.1%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 95960 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95960 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 95960 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Nevada County, California and the nation. 95960 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 95960's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 95960 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.