ZIP 96118 Property Distress & Foreclosure Data

Composite property distress in 96118 (Plumas County, California) lands at 12/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 27/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (27/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (5/100).

The peak-phase market in 96118 posted values that rose 1.5% over the year, and 28% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 36/100. 20.4% of residents fall below the poverty threshold. The ZIP holds roughly 774 housing units. Around 17% of renters are cost-burdened. Median household income is $44,417, below the U.S. median near $78,000. Educational attainment sits at 22% bachelor's-or-above. Home values center near $243,800, an affordability ratio of 5.9×. Population is roughly 1,492 with a median age of 58. The vacancy rate is 15.8% — elevated. Owners hold 82% of homes, renters 18%.

On the whole, 96118 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.