ZIP 96118 Foreclosure, Tax-Lien & Distress Report

ZIP 96118's composite property-distress score is 15/100 - DLRadar classes that as low for Sierra County, California. The split runs 35/100 structural to 3/100 active on the ground. Property-level stress concentrates in construction/permit lag (87/100), structural risk (35/100), mortgage stress (11/100). mortgage stress (11/100) and institutional ownership (5/100) stay muted.

The market reads contraction — home values held roughly flat year on year, and 28% higher over three years, at 17/100 phase confidence. A cooling market tends to open discount-to-value windows.

On demographic stress specifically, 96118 scores 36/100. Roughly 20.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 774 housing units. Rent burden reaches 17% of tenant households. At $44,417, median income runs below typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. A median home runs $243,800 here, or 5.9 times local income. 1,492 residents call 96118 home, typically aged 58. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. 82% of housing is owner-occupied.

Net-net, 96118 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 96118 at the moment; the composite and its components are still built from verifiable records.

The 96118 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 96118 stays directly comparable to neighboring ZIPs and the rest of Sierra County, California. Nothing here is interpolated — where a source is thin for 96118, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 96118 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Practically, 96118 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.