ZIP 96122 Foreclosure, Tax-Lien & Distress Report

Plumas County, California's ZIP 96122 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 45 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Its standout signals are construction/permit lag (67/100), structural risk (45/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (15/100) stay muted.

The market reads contraction — home values held roughly flat year on year, and 10% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

Population is roughly 4,492 with a median age of 40. The tenure split is 64% owner-occupied to 36% rented. Around 14% of adults hold a bachelor's degree or higher. Households earn a median $52,096 — below the roughly $78,000 national figure. A median home runs $273,700 here, or 4.6 times local income. There are about 2,481 housing units across 96122. The vacancy rate is 24.5% — elevated. On demographic stress specifically, 96122 scores 38/100. Roughly 15.3% live below the poverty line. Around 43% of renters are cost-burdened.

On the whole, 96122 leans distressed, with opportunity clustered in specific stressed parcels. 96122 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 96122 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 96122, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

96122's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 96122 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.