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ZIP 96103 Foreclosure, Tax-Lien & Distress Report

Plumas County, California · High Vacancy market

DLRadar grades ZIP 96103 (Plumas County, California) at a low 21/100 for overall property distress. The pressure is most legible in construction/permit lag (67/100), structural risk (45/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (15/100) register low. Latent structural risk is 45/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — climate & FEMA risk (83/100).

The market reads contraction — home values held roughly flat year on year, and 15% higher over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Vacancy runs 64.4%, above the national norm and a classic distress-and-opportunity signal. Around 30% of adults hold a bachelor's degree or higher. Around 81% of renters are cost-burdened. Population is roughly 1,301 with a median age of 68. There are about 1,757 housing units across 96103. DLRadar's demographic-stress index for the area reads 47/100. Households earn a median $66,725 — below the roughly $78,000 national figure. The tenure split is 94% owner-occupied to 6% rented. 9.1% of residents fall below the poverty threshold. Home values center near $469,400, an affordability ratio of 6.4×.

On the whole, 96103 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 96103 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 96103 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 96103 stays directly comparable to neighboring ZIPs and the rest of Plumas County, California. Sparse data for 96103 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 figure for 96103 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 96103 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
45/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 96103

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 96103 Stress Report snapshot

The live 96103 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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