ZIP 95981 Property Distress & Foreclosure Data

ZIP code 95981 in Plumas County, California carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 50/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (83/100). What sets it apart are the readings on construction/permit lag (78/100), structural risk (50/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (12/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

60 residents call 95981 home, typically aged 70. The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 89.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 95981 scores 35/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. There are about 256 housing units across 95981. A median home runs $325,000 here. About 0% have a four-year degree.

Taken together, 95981 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.