ZIP 95966 Property Distress & Foreclosure Data

Composite property distress in 95966 (Butte County, California) lands at 33/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (81/100). On the structural side it scores 74/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (74/100), institutional ownership (63/100), construction/permit lag (46/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, 2.2% off the recent peak, and 2% lower over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 15.2% — elevated. 29,335 residents call 95966 home, typically aged 43. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 50% of renters are cost-burdened. The ZIP holds roughly 13,755 housing units. About 17% have a four-year degree. On demographic stress specifically, 95966 scores 38/100. A median home runs $333,100 here, or 4.8 times local income. Households earn a median $63,948 — below the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented.

Taken together, 95966 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.