ZIP 95942 Property Distress & Foreclosure Data

DLRadar grades ZIP 95942 (Butte County, California) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100). The latent-versus-live split is 74/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, 2.2% off the recent peak, and 1% lower over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $153,270 — above the roughly $78,000 national figure. The ZIP holds roughly 1,075 housing units. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 95942 scores 34/100. Around 88% of renters are cost-burdened. About 34% have a four-year degree. A median home runs $448,000 here, or 3.3 times local income. 2,190 residents call 95942 home, typically aged 44. The vacancy rate is 21.1% — elevated. The tenure split is 93% owner-occupied to 7% rented.

Taken together, 95942 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.