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ZIP 95954 Foreclosure, Tax-Lien & Distress Report

Butte County, California · High Vacancy market

Butte County, California's ZIP 95954 registers 33/100 composite distress, which DLRadar reads as moderate. Structural risk reads 73/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100)). The sharpest non-environmental signals are structural risk (73/100), institutional ownership (62/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (25/100).

The contraction-phase market in 95954 posted values that fell 2.4% over the year, 2.4% off the recent peak, and 4% higher over three years, at 43/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

8,488 residents call 95954 home, typically aged 47. A median home runs $292,400 here, or 4.3 times local income. 14.2% of residents fall below the poverty threshold. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 95954 scores 37/100. There are about 3,939 housing units across 95954. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 65% of tenant households. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $61,808 — below the roughly $78,000 national figure.

Taken together, 95954 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 95954 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 95954's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 95954 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 95954's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95954 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

33/100
Composite stress
73/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 95954

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk93
Another 9 scored dimensions sit behind 95954

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

95954 at a glance

Current distress, phase, housing and lender-pressure figures for 95954, drawn from the same report attached to each property.

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Neighbouring ZIPs in Butte County

Related reports across Butte County, California

Further distress data across Butte County, California at ZIP, county and state level.

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Deterministic. Every signal traces to a public dataset · methodology

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