ZIP 95954 Property Distress & Foreclosure Data

ZIP code 95954 in Butte County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 74 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100). What sets it apart are the readings on structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, 2.2% off the recent peak, and 4% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

8,488 residents call 95954 home, typically aged 47. A median home runs $292,400 here, or 4.3 times local income. Roughly 14.2% live below the poverty line. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 95954 scores 37/100. There are about 3,939 housing units across 95954. About 21% have a four-year degree. Rent burden reaches 65% of tenant households. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $61,808 — below the roughly $78,000 national figure.

Taken together, 95954 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.