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ZIP 95974 Foreclosure, Tax-Lien & Distress Report

Butte County, California · High Poverty market

Butte County, California's ZIP 95974 registers 33/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 72 and live distress 0 on the 0–100 scale. Its heaviest discrete signals: structural risk (72/100), institutional ownership (60/100), construction/permit lag (46/100). It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (73/100).

The contraction-phase market in 95974 posted values that fell 2.4% over the year, 2.4% off the recent peak (phase confidence 43/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The demographic-stress sub-score lands at 56/100. There are about 62 housing units across 95974. About 93 people live here, median age 76. Owners hold 100% of homes, renters 0%. Vacancy runs 0.0%. Around 37% of adults hold a bachelor's degree or higher. 23.7% of residents fall below the poverty threshold.

Taken together, 95974 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95974 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 95974 runs through one identical scoring model, so its 33/100 sits on the same scale as every other ZIP in Butte County, California and the nation. Nothing here is interpolated — where a source is thin for 95974, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 95974 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. For an operator, 95974 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

33/100
Composite stress
72/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 95974

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk93
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 95974 Stress Report snapshot

The live 95974 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 95974 stress data…

Nearby ZIPs in Butte County

Nearest ZIP codes to 95974

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Butte County, California

Additional distress intelligence spanning Butte County, California by ZIP, county and state.

Unlock parcel-level detail for ZIP 95974

Every distressed parcel in 95974 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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