ZIP 95928 Property Distress & Foreclosure Data

In Butte County, California, ZIP 95928 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (74/100), institutional ownership (65/100), construction/permit lag (45/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 74/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 1.5% year on year, 2.2% off the recent peak, and 1% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Around 50% of renters are cost-burdened. The vacancy rate is 9.4%. The ZIP holds roughly 17,988 housing units. Around 41% of adults hold a bachelor's degree or higher. The poverty rate is 23.8% — high, a tax-stress and distress correlate. The typical home is worth about $503,100 (7.3× income, severely stretched). The demographic-stress sub-score lands at 47/100. About 37,533 people live here, median age 34. At $65,350, median income runs below typical U.S. levels. 42% of housing is owner-occupied.

Net-net, 95928 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.