ZIP 95928 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95928 (Butte County, California) returns a moderate composite of 33/100. Leading the profile are structural risk (73/100), institutional ownership (62/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (25/100). Structurally it carries 73/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100).

Prices here sit in a contraction phase: values fell 2.4% over the trailing year, 2.4% off the recent peak, and 1% higher over three years (phase confidence 43/100). Falling values surface more motivated sellers and below-market exits.

Rent burden reaches 50% of tenant households. Vacancy runs 9.4%. There are about 17,988 housing units across 95928. Educational attainment sits at 41% bachelor's-or-above. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $503,100, an affordability ratio of 7.3× — stretched. DLRadar's demographic-stress index for the area reads 47/100. Population is roughly 37,533 with a median age of 34. Households earn a median $65,350 — below the roughly $78,000 national figure. Owners hold 42% of homes, renters 58%.

Taken together, 95928 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 95928 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 95928's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 95928 reflects the current record instead of a stale or modeled snapshot.

The 33/100 figure for 95928 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 95928 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.