Butte County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Butte County, California? DLRadar grades every Butte County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Butte County breakdown.
- Butte County's most distressed ZIP is 95916 at 33/100.
- 21 ZIP codes tracked in Butte County, averaging 32/100 distress.
- Butte County reads contraction — home values down 2.4% year over year, 2.4% off peak.
- Vacancy runs 11.5% across Butte County's tracked ZIPs, with a 19% poverty rate.
- The typical Butte County home is worth about $404,193 against a ~$69,594 median income.
- Lending headwind in Butte County sits at 36/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95916 | 33/100 |
| 2 | 95917 | 33/100 |
| 3 | 95926 | 33/100 |
| 4 | 95928 | 33/100 |
| 5 | 95929 | 33/100 |
| 6 | 95938 | 33/100 |
| 7 | 95942 | 33/100 |
| 8 | 95948 | 33/100 |
| 9 | 95954 | 33/100 |
| 10 | 95958 | 33/100 |
| 11 | 95965 | 33/100 |
| 12 | 95966 | 33/100 |
Most distressed ZIP codes in Butte County (composite distress 0-100, 2026)
What is driving Butte County distress
Butte County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 32/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Butte County market phase and pricing
Butte County currently sits in contraction after a 2.4% decline in the past twelve months, 2.4% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked
Which ZIP code leads Butte County on distress?
ZIP 95916 leads Butte County at 33/100, recomputed monthly from public records.
Where is Butte County in the housing cycle?
The market phase for Butte County is contraction, prices falling 2.4% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Butte County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 21 Butte County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Butte County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Butte County ZIPs DLRadar ranks, scores run from 33/100 in 95916 down to 33/100 in 95966, against a Butte County average of 32/100. That 0-point gap is why acquisition targeting in Butte County works at ZIP level rather than county level.
What do Butte County home values and vacancy say about distressed supply?
The typical Butte County home carries about $404,193 of value against a median household income near $69,594. Vacancy across Butte County's tracked ZIPs runs 11.5% and the poverty rate is 19%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Butte County's foreclosure and lien filings and its 36/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.